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A Goal Without a Plan is Just a Wish

Family Balance Sheet

However a few years ago, we found ourselves with too much debt and not enough cash. Within a year after settlement, we found ourselves with a lot of debt, not enough cash flow, and very little set aside for emergencies. As much as I wanted to be a property owner, the extra debt was beginning to suffocate us.

Goals 100
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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

My mom cut coupons and sewed her own clothes and mine, as well. Now I wish those dollars had gone into our savings accounts. My dad was a blue-collar worker – a machine operator on the railroad who sometimes got laid off for periods of time in the winter. Alan doesn’t share that regret.