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Create your debt freedom plan

Family Balance Sheet

Many years ago, my husband and I faced what we thought was an insurmountable hurdle– six figures of non-mortgage debts. Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. But Dave Ramsey’s view of debt is very different. Debt is Dumb and Cash is King.”. “…and

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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

How Our Debt Freedom Plan Prepared Us for the Pandemic. We’d survived the dip in 2007, carried no credit card debt, and we were contributing to our retirement. This new business debt weighed on me. I decided to use Dave Ramsey’s 7 Baby Steps as a guide and I wrote our first Debt Freedom Plan. Storm #2: 2013.

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3 Smart Steps to a Debt Free Christmas

Family Balance Sheet

3 Smart Steps to a Debt Free Christmas. I rarely buy Christmas gifts throughout the year, but I do set aside gift money each month and come Thanksgiving, I have enough money to fund Christmas. Take these steps and have a Debt Free Christmas. We will pay cash for Christmas this year and I want that for YOU too! Create a Budget.

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3 Smart Steps to Pay Cash for Christmas

Family Balance Sheet

I rarely buy Christmas gifts throughout the year, but I do set aside gift money each month and come Thanksgiving, I have enough money to fund Christmas. Take these steps and have a Debt Free Christmas. Have you started planning for Christmas? Do you feel behind or stressed about the upcoming holiday expenses?

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Friday Links – Out of Town Edition

Prairie Eco-Thrifter

Check them out: Good Reads From The Blogosphere: Don’t let your Thanksgiving break the bank. Check out Mr.CBB’s post about Thanksgiving: Being Thankful On A Budget at Canadian Budget Binder. Grayson from Debt Roundup recently took out an auto loan and shared the reasons why in his When Opportunity Knocks post.

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News You Can Use | November 23

Family Balance Sheet

The list of speakers includes Crystal from Money Saving Mom, Rachel Cruze from the Dave Ramsey Show, Mary Hunt of Debt Free Living and many more. Are you hosting Thanksgiving dinner? Head here for Thanksgiving Menu Planning Tips & Recipe Ideas. . It’s not too late to make a budget for your Christmas spending.

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Take Control of Your Money in 2015

Family Balance Sheet

Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey. I tricked …nudged my husband into following along and together we wrote out our Debt Freedom Plan. Debt Free Stories. My Themes for 2015: 1.

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