Prairie Eco-Thrifter

JANUARY 1, 2013

A financial advisor told me recently that the thing that really made him upset was that nearly every new client he spoke to was making the same disastrous personal finance mistakes. So let’s look at the most common personal finance mistakes and what you can do to prevent or fix them. Should You Save Or Invest Your Money?

Emergency Fund 272

Emergency Fund Credit Cards Personal Finance Finance 272

Prairie Eco-Thrifter

DECEMBER 6, 2012

Then, roll the change, take it to your local bank and deposit the change in your savings account. One of the most effective ways of saving change is to have it removed from your paycheck automatically. Most companies will allow you to separate your deposit into two or three separate accounts. Saving money is essential.

Bank 265

Bank Banking Money Saving 265

Prairie Eco-Thrifter

MAY 22, 2011

The economic effects of the recession of 2008 are still very much upon us. Use a savings account to pay down debts. Once you have devised a monthly budget, you can properly account for household income and expenditures. The monthly surplus will become the funding source for debt reduction and savings.

Debt 157

Debt Recession Unemployment Budgeting 157

Prairie Eco-Thrifter

NOVEMBER 25, 2012

In today’s tight economic climate, many people wonder what is the best method of improving their financial position. In this article we will look at the pros and cons of saving and investing, as well as reducing debt, as a means of gaining financial security. Save or invest? What do you do?

Money 189

Money Debt Refinancing Credit Cards 189

Prairie Eco-Thrifter

APRIL 6, 2012

Budgeting and Economics. Wayne presents Purpose of Budgeting posted at Young Family Finance , saying, “Are you left wondering why you should budget? Justin presents Know the Common Mistakes with Your Personal Finances posted at Budget Snob , saying, “Many people make the same financial mistakes.

Money 133

Money Finance Personal Finance Real Estate 133

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Common reasons include paying off debt, financing a large purchase such as a vehicle or a boat, or covering the cost of a major expense like a wedding or a home renovation.

Debt 52

Debt Credit Cards Credit College Tuition 52

Savings Corner

DECEMBER 25, 2023

And economic downturns can pose challenges, too. In addition, real estate is typically funded with high levels of debt financing, making it more susceptible to any economic downturn. Economic stress can also cause some companies to cut their dividends entirely, while diversified funds may feel less of a pinch.

Money 52

Money Making Real Estate Rent 52