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Overhaul Your Monthly Budget: Tips to Save Now So You Can Splurge Later

Saving Cents With Sense

The most significant chunk of your monthly budget is likely spent on mortgage payments, and the Federal Housing Administration (FHA) suggests homeowners can lower monthly mortgage payments by refinancing their mortgages. You may also want to unplug your electronics at night and unplug any unused appliances.

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How To Get A Personal Loan In 8 Steps

Savings Corner

Some lenders may be able to verify this information electronically, but most will ask you to provide: Proof of identity: Lenders typically accept your birth certificate, certificate of citizenship, driver’s license, passport, Social Security card or a state-issued ID.

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