Penny Pinchin' Mom

DECEMBER 17, 2023

You are one emergency short of losing track of your finances. If you are confused about whether you should pay off debt or save, you are not alone, although everyone’s financial situation is different. It got to a point where my savings weren’t mentally registering as my savings but as my potential debt reduction.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Prairie Eco-Thrifter

DECEMBER 6, 2012

Then, roll the change, take it to your local bank and deposit the change in your savings account. One of the most effective ways of saving change is to have it removed from your paycheck automatically. Most companies will allow you to separate your deposit into two or three separate accounts. Saving money is essential.

Bank 265

Bank Banking Money Saving 265

Prairie Eco-Thrifter

JANUARY 30, 2013

Your physical emergency preparedness can also help during times of financial hardship. For example, if my family were to experience a sudden drop in income, we have enough home food storage to help us along for a few months. You can augment with other emergency sources as well. Think ahead, and prepare for emergencies.

Emergency Fund 211

Emergency Fund Job Loss Transportation Staying Warm 211

Prairie Eco-Thrifter

MAY 26, 2016

My grown kids are also savers and I have high hopes that the grandchildren will follow their example. Helping the parents teach my grandchildren to save is an ongoing project of mine. Trepidation about having the grand-kids open a savings account. Both are now old enough to open a bank savings account.

Money 124

Money Saving Money Lowes Grandchildren 124

Penny Pinchin' Mom

MARCH 11, 2024

We know that saving for a rainy day isn’t just a phrase our grandparents used to throw around. Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Prairie Eco-Thrifter

SEPTEMBER 28, 2014

As the time passed, I was able to figure out ways to save more money and stay on top of my finances. Extra Income Goes Into Savings. Starting small and working your way up is very effective and you will see examples of its effectiveness everywhere you look. I’m all about the small steps lately, because they work.

Building 225

Building Emergency Fund Money Savings Account 225