Emergency Fund Family Garage Part Time 
The Frugal Girl
JANUARY 29, 2024
I was born frugal, into a super frugal family. Multi-pronged answer here: historically it was hard-wired in my DNA as a necessity but also being a good steward of what we’re blessed with & being able to give/help others; having enough for emergency funds was always a high priority as well.
Family Balance Sheet
JUNE 22, 2020
However, it produces a small part-time income from side-bar ads and affiliate commissions. As part of his baby steps, he does not advocate contributing to retirement until after you’ve paid off non-mortgage debts and saved 3-6 months of expenses in an emergency fund. Also, we both have side hustles.
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