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How to Budget (and Pay) for Yearly Bills + a FREE Speadsheet

Family Balance Sheet

Our list includes: home owner’s insurance – due yearly. auto insurance – due yearly. life insurance – due yearly. Every month going forward, transfer this money into a separate savings account that is connected to your checking account. Do you have a fund like this to pay those bills?

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How to Prevent Three Common Disastrous Personal Financial Mistakes

Prairie Eco-Thrifter

Lack of An Emergency Fund . One of the most common disastrous finance mistakes is not having any sort of financial back-up for emergencies. Experts recommend an emergency fund of at least six month’s salary as essential, especially if you are struggling to make ends meet.