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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

Our emergency fund. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We reduced our spending where we could, but the money to pay any shortfall each month came from our emergency fund. It kept me up at night.

Debt 130
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Short on Cash? | 31 Days to Organize Your Finances

Family Balance Sheet

So if you could use some extra cash for your emergency fund , or save for Christmas presents or any other activity or need, then you must read 31 Days to Find $1000. It was a very successful series and when I calculated how much we were able to find from the ideas, it totaled over $1000.

Finance 127
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Over 40 and Worried about Money? Start here!

Family Balance Sheet

I hear people say, “how am I supposed to save for retirement AND raise my kids, save for their college, AND still enjoy the present moment?” Start Saving for your Emergency Fund TODAY! We reduced our spending where we could that year, but the money to pay any shortfall each month came from our emergency fund.

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It’s Not Too Late to Save for the Holidays

Prairie Eco-Thrifter

Then you’d only give a present to the person whose name you drew, which could slash your spending depending on how many siblings you have. Can you make any presents? If you don’t have a lot of cash, making presents can be the way to go. First, do you have time to make homemade Christmas presents?

Holiday 169
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Carnival of Personal Finance #384 – Time for a Laugh Edition

Prairie Eco-Thrifter

” eemusings from NZ Muse presents Hybrid cars: a week in the fast lane. ” D4L from Dividend Growth Stocks presents 10 Dividend Stocks Balancing Yield And Growth , and says, “In a perfect world, income investors would not have to choose between growth or yield, they could have both. ” J.P.

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Small Money Mistakes That Have Big Consequences

Prairie Eco-Thrifter

The same can be said about finances – it is often the little things you do, the small actions you take, that have the biggest impact on your financial security, both in the present and in the future. Make establishing an emergency fund a priority.

Money 235
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Carnival of Personal Finance #316- Family Edition

Prairie Eco-Thrifter

Shawanda Greene from You Have More Than You Think presents Why’s It Got To Be All or Nothing? Nathan Richardson from ComplexSearch.com presents What’s a Good Credit Score? Outlaw from Outlaw Finance presents Fundamental vs. Technical Analysis: A Basic Overview of Investing. I wish we had some of these in Canada.