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Create your debt freedom plan

Family Balance Sheet

Dave Ramsey has a plan and it has worked for millions of people. We also didn’t feel comfortable with Dave’s suggestion of a $1000 starter emergency fund, which is his step #1. But $1000 was not nearly enough money to cover sudden emergencies in both our home and business. He calls it his 7 Baby Steps.

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How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

I have written often about the importance of an emergency fund. I remembered that I have a french press (still in the box) sitting in my cupboard. Emergency Savings = Last Resort. We have an emergency fund, but after this crisis, we will likely need to replenish it and increase the amount that we keep.

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It’s Not Too Late to Save for the Holidays

Prairie Eco-Thrifter

Take on extra work. Are there any jobs you can work on the side like babysitting or freelance work from home? Can you work extra hours at your job? If you’re hard pressed to find extra work, you could always donate some plasma for a month to make extra money that way. Generate free cash.

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Savings Calculator – NerdWallet

Savings Corner

Her work has been featured in The Associated Press , USA Today and other major newspapers. She previously worked as an editor, a writer and a research analyst in industries ranging from health care to market research. She is based near Atlanta, Georgia. How much should I save each month?