Remove Emergency Fund Remove Property Taxes Remove Repairs Remove Transportation
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How to Start a Budget (and be successful at it!)

Family Balance Sheet

Necessary expenses could be: – Home: Mortgage/rent, utilities, insurance, taxes, necessary repairs. – Transportation: loan payments, fuel, insurance, service/repairs, necessary parking/tolls. Non-necessity/extra (can survive without, but nice to have). – Food: groceries, meals out, school lunches.

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