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Create a Personal Escrow Fund | 31 Days to Organize Your Finances

Family Balance Sheet

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Do you go into panic mode when your car insurance bill arrives? Does your property tax bill give you anxiety?

Finance 100
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Why You Should Be Skeptical of Financial “Rules of Thumb”

Prairie Eco-Thrifter

If you are buying a home, start with the 30% rule, and then evaluate where that puts you in terms of finances. And what happens when you add in property taxes, utility, home insurance, and maintenance? If you bring home $4,500 each month, are you truly comfortable with putting $1,350 of it toward a mortgage payment?