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8 Action Steps for a Frugal February!

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How are you doing with the financial goals you made for 2023? Unfortunately, many people abandon their New Year’s goals by mid-January and everything goes downhill from there. The goal of Frugal February is NOT to feel deprived, but rather to find creative ways to get through the month without unnecessary spending.

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Frugal February

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How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. Use up all of those odd ingredients.

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How to Start a Budget (and be successful at it!)

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Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. Another way to think of a budget is a spending plan. I discovered the term, Zero-Based Budget, when my husband and I took Dave Ramsey’s Financial Peace University home course many years ago.

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