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Reduce Your Spending in 3 Budget Categories | 31 Days to Organize Your Finances

Family Balance Sheet

I want my family to enjoy life, but we also have some pretty serious financial goals that we are trying to achieve. When reviewing your spending from the previous challenge, realize there are two types of spending categories: Fixed and Variable. Groceries. I talk a lot about grocery spending on this blog.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. Another way to think of a budget is a spending plan. This could be your rent/mortgage, utilities, loan payments, anything that has a due date. – Food: groceries, meals out, school lunches.

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