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Our 2023 Financial Goals

Family Balance Sheet

We used the snowball method to pay off our non-mortgage debts. We will control our money, rather than our money controlling us. By planning our expenses each month to predict cash flow, I hope to avoid impulsive purchases and reduce some spending. After our mortgage, grocery spending is our next largest expense.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

I offer a worksheet (pdf) to track your found money to email subscribers (along with other freebies). The following list of 25 ideas is broken into two larger categories: ways to reduce your spending and ways to earn extra money. 2 – Reduce your grocery spending without sacrificing quality. Try freezer cooking.

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How to Save Money on Groceries

Family Balance Sheet

If you are struggling with the rising grocery prices or maybe you need to make room for your family’s growing appetites, take a look at the following list and see what changes you can make to cut your grocery bill…and still eat really well! I bought the limit and stored it in the freezer until I was ready to use it.