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Meet a Reader | Mid-Atlantic Julia

The Frugal Girl

How long have you been reading The Frugal Girl? We knew that I would likely not be working full time much longer as we wanted to start a family, so we chose a house that was in a low price range and got a 15-year mortgage. I would probably add it to our savings account for house projects. homemade bagels!

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How Krystal and Josh paid off $80k in 4 years!

Family Balance Sheet

We live in Richmond, Virginia, and have two of the best girls: McKayla, 10, and Shayne, 6. works in outbound sales, and I teach part-time. We want our girls to have an. working full time at a low-paying job and going to grad school full time, while my husband was working multiple jobs just to help us make ends meet.

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An Easy Way to Save for Irregular Expenses

For the Mommas

The term “sinking fund” was originally a business term used to designate a savings account where a corporation holds funds for the repayment of a debt in order to improve their liquidity. In personal finance, a sinking fund is a savings account that is designated specifically for an irregular expense.

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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

How long have you been reading The Frugal Girl? I started reading The Frugal Girl about two years before I escaped from the workforce, which was almost eight years ago. My biggest financial regret is the amount of money we spent on restaurant meals from the time we were married and both working full time to when we had kids.