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5 Steps to CRUSH Debt + FREE Debt Payoff Goal Tracker

Family Balance Sheet

Did you make a goal to pay off debt this year? For many years, we made a yearly goal to chip away at our six figures of non-mortgage debt. It took us years to pay it all off, but we achieved it in 2019. The sense of relief and freedom from not having that debt burden was incredible.

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5 Steps to Crush Debt in 2016 + FREE Debt Payoff Goal Tracker

Family Balance Sheet

It will be quite a feat because by my calculations we’ll be short each month if we just apply our debt snowball payment. We need to find/earn even more money each month to throw at the debt to make our goal by December 31, 2016. What are you willing to give up to reach your goal? What’s important to you?

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Where I found EXTRA Money in May 2021

Family Balance Sheet

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. I donated plasma 4 times in May which is short of my goal of 8 times. Over the years, I have found money through rebates, refunds, online sales, and even the ground. Yep, I found a $20 bill while running on the beach!

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It Really Does Get Better

Prairie Eco-Thrifter

Reaching your financial independence requires the persistent setting and realization of many small goals, a lot of intermediate goals and an overall end goal. Getting there is not just about executing a debt reduction plan or earning passive income. I know from personal experience, you can get where you want to be.

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