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How to Start a Budget (and be successful at it!)

Family Balance Sheet

The grocery category is the easiest one to reduce. I list tons of ideas: How to Slash Your Grocery Spending . If you’re spending too much at restaurants, read: 15 Smart Tips to Save Money When Eating Out . But if you have a membership, but don’t use it, CANCEL. What a great problem to have, right?!?!

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