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How to Slash your Grocery Spending in 31 Days

Family Balance Sheet

Is an unexpected expense threatening your bank account? Or maybe you’re trying to build your emergency savings account, or save for a vehicle? There is one place to look for extra money that maybe you haven’t considered–your groceries. 31 Days to Slash Your Grocery Spending.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Consider setting the money aside in a savings account that isn’t immediately accessible and doesn’t have an ATM attached to it This will help to avoid any impulsive non-emergency spending.

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Christmas Savings Club | August Meeting

Family Balance Sheet

At the beginning of August, I was $100 short from June when we used some of our Christmas savings for gifts that were needed that month. I''m happy to report that I was able to reduce our grocery spending in August by about $50 and I''ll put that money in our Christmas savings.

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Christmas Savings Club | June Meeting

Family Balance Sheet

At the beginning of June, I was able to transfer the $100 to our savings account, however we had a lot other gifts to purchase in June and I ended up using some of our Christmas money to cover the money spent. Or challenge yourself to reduce your grocery spending by your shortfall. I am now short by about $100.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Being self-employed, we have a higher starter fund on hand and when we pay off our non-mortgage debt, we will save to at least 6 months expenses and maybe even more. Remember this account is specifically for your emergency fund. It is NOT a spending account. This time-saving technique will save you money and your sanity.