article thumbnail

Meet a Reader | JenRR from the Midwest

The Frugal Girl

After I had kids, I swapped that time to growing all sorts of interesting heirloom foods in my backyard. While we were still renting an apartment, I researched areas with lower property taxes, scouted out my ideal neighborhoods, and waited for a smaller, less expensive house to come on the market. Enjoying some outdoor time.

article thumbnail

5 Books with Insights that Changed the Way I Think About Money

Prairie Eco-Thrifter

When I was growing up, my ideas about money were limited. We have to pay for maintenance and property taxes and the interest on the loan. These costs are are only partially offset by the fact that, in the United States, I get a tax deduction for some of them. Get a good job. Buy a house, since it’s an investment.

Money 237
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Should YOU Buy a Boat?

Prairie Eco-Thrifter

Although we live in the Midwest US, every weekend (and weekday during summer months) we see folks in their pickups hauling boats on trailers. There are boat shows, boats at Cabella’s, boat manufacturers and lots of people whose main recreation is ‘going to the lake’ My growing up family were definitely land lubbers.

Buy 100
article thumbnail

How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

Pre-coronavirus, we didn’t think twice about shaking a stranger’s hand, using the ATM keypad, or going to the grocery store without donning a hazmat suit. I have been using it ever since. I feel like going forward life will be known as Pre-Coronavirus and Post-Coronavirus , kind of like what happened after 9/11.

Budget 246
article thumbnail

Rent vs Buy Calculator: Should I Rent or Buy?

Savings Corner

How to use the Rent vs. Buy Calculator The renting-vs.-buying This is a decision with many moving parts, and things change: Your down payment savings grow, you consider moving to a cheaper or more expensive area, you’re curious what happens if you spend less on a home, or more. You can adjust all of those pre-filled areas.

Rent 52
article thumbnail

Mortgage Calculator: How Much Can I Borrow?

Savings Corner

Down payment costs are just the beginning — you’ll also have to account for closing costs and ongoing homeowner expenses, like property taxes and insurance, and you’ll want to budget for maintenance costs. You can use our debt-to-income ratio calculator to help you find this figure. How much money do I need to buy a house?

article thumbnail

Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

Box are some of my favorite authors) and I use the library to borrow both regular books and electronic resources. When my brother and I were growing up, our parents didn’t have much discretionary income. Alan and I, by choice, bought land in an area with low property taxes. Yup, I’m a voracious reader.