Savings Corner

APRIL 4, 2024

You can improve your credit: If you use your equity to consolidate debt, your credit utilization could drop. You can take advantage of tax deductions: If you use the funds for home improvements, you could take advantage of the interest deduction. Using the cash out for home improvements is a more prudent use.”

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The Frugal Girl

FEBRUARY 18, 2024

As our family and household income grew, my husband and I made it a goal to put more money aside for emergencies, retirement, college, home improvements, etc. We ending up buying our current home in 2015, when local prices and interest rates were significantly lower. What’s your best frugal win? Childhood joy.

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Savings Corner

APRIL 4, 2024

The steps may vary depending on whether you’re looking for debt consolidation loans , home improvement loans, medical loans or wedding loans. They may ask for copies of utility bills, lease or rental agreements, property tax bills or credit card statements as proof of address.

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Savings Corner

APRIL 4, 2024

Cash-out refinance Caret Down When you do a cash-out refinance , you use your home equity to withdraw cash to spend. This increases your mortgage debt but gives you money that you can invest or use to fund a goal, like a home improvement project. Your credit score will temporarily take a hit.

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