Savings Corner

APRIL 4, 2024

You can improve your credit: If you use your equity to consolidate debt, your credit utilization could drop. You can take advantage of tax deductions: If you use the funds for home improvements, you could take advantage of the interest deduction. Using the cash out for home improvements is a more prudent use.”

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The Frugal Girl

FEBRUARY 18, 2024

How did you get interested in saving money? At age 12, I started saving up my allowance and babysitting money to buy Christmas gifts for other children who were less fortunate. What’s the “why” behind your money-saving efforts? I was searching for ways to cut back on expenses and found this blog. Childhood joy.

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Savings Corner

APRIL 4, 2024

The steps may vary depending on whether you’re looking for debt consolidation loans , home improvement loans, medical loans or wedding loans. They may ask for copies of utility bills, lease or rental agreements, property tax bills or credit card statements as proof of address.

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Savings Corner

APRIL 4, 2024

To refinance a mortgage, you’ll pay between 2 and 5 percent of the loan amount in closing costs, so if you’re refinancing to save money, you’ll need to calculate your break-even point. Cash-out refinance Caret Down When you do a cash-out refinance , you use your home equity to withdraw cash to spend.

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