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Cash-Out Refinancing: How It Works, When To Do It

Savings Corner

A cash-out refinance turns your home’s equity into cash by replacing your current mortgage with a new, larger mortgage. You can use this money for any purpose, including home remodeling , consolidating higher-interest debt , college tuition and other financial needs. This can be a boon for your credit score.

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How Long Should You Keep Financial Documents

Family Balance Sheet

However, you should print any canceled checks or year-end statements that you would need for tax purposes, ie - charitable contributions, home improvements, business expenses, mortgage payments, etc. Permanent home improvement bills should also be kept while you still own your home.

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Meet a Reader | JenRR from the Midwest

The Frugal Girl

It became very important to us to create a financial cushion and get beyond living paycheck to paycheck. As our family and household income grew, my husband and I made it a goal to put more money aside for emergencies, retirement, college, home improvements, etc. What’s your best frugal win? Childhood joy.

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Home Depot: 75% off Behr Paint Brushes & Accessories

For the Mommas

If you are doing any home improvement projects, this is a super hot deal! The Home Depot has 75% off Behr Paint Brushes, Roller Covers and Applicator Kits. Use Home Depot Coupon Code BEHR75 at checkout. The Behr Paint Kit: This Behr Paint Kit is only $4.00 + tax shipped. Three premium rollers for $2.64

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How I Organize My Paper Files and Filing Cabinet

Family Balance Sheet

And I still use a filing cabinet for my office papers, instead of scanning them onto the computer. I've organized all of our major categories and then I use sub-files within each cateogry. I use hanging files with tabs and manila folders to divide my categories and sub-files, depending on the amount of documents that I am storing.

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6 Tips to Save Money On Home Décor

Saving Cents With Sense

1 – Look for used furniture instead of new furnishings. Used furniture is not only less money, it is often more interesting and unique. If you can’t sell something, consider donating it and at least getting the tax write off. Just be sure to keep your receipts so that you can get the tax credit for the donation.

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How to Get a Personal Loan in 6 Steps

Savings Corner

Personal loans from our partners Debt Consolidation Big Purchase Emergency Home Improvement Medical 5.0 Be sure to make on-time payments toward credit card and other loan payments, and keep your credit utilization (the amount of credit you use relative to credit limits) low as these are the biggest factors affecting your score.

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