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Meet a Reader | Gretchen from Oregon

The Frugal Girl

Today we’re meeting an Oregonian who does an impressive amount of homesteading. Tell us a little about yourself! My cute kids when they were little I used to be a Spanish teacher until I stopped working to stay home with my kids. I use a grain mill to grind grain for our sourdough bread. Hello, everyone!

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Our 2023 Financial Goals

Family Balance Sheet

The rest of the snowball went towards other things, such as a new-to-us vehicle, medical expenses, retirement contributions, and home repairs. We used the snowball method to pay off our non-mortgage debts. However, I will re-focus on my meal planning/grocery shopping routine to try to get this number down.

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Can You Cut Expenses by a Half Million Dollars?

Prairie Eco-Thrifter

With the advent of the Great Recession, today’s populations are re-learning frugality and expense reduction. We were so poor that we re-used coffee grounds to make more coffee! We used free TV for most of our married life (we do now splurge on satellite TV!). 40,720 Home Repair. 91,404 Entertainment.

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Save Money – Develop Important Home Owner Skills

Prairie Eco-Thrifter

To get the best contractor to re-roof your house, you have to negotiate. Heck, even to make an offer on your dream home, you have to negotiate with your spouse and family! They wanted all new furniture for their home so they shopped around to find the store they wanted to use. Home Repair – Fix It When It Breaks.

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Best Bad Credit Loans of January 2024

Savings Corner

These loans typically aren’t backed by collateral — they’re unsecured. Then, use a personal loan calculator to see what rate and repayment term you’d need to get that monthly payment. Many lenders use the credit scoring company FICO , which defines poor credit as below 580. Fixed, predictable payments.

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