Frugal Luxuries

AUGUST 27, 2012

Since Mike returned to work a few weeks ago I have been trying to de~clutter my closets and office. Frugal Times: Making~Do With Dignity which evolved into our Frugal Luxuries newsletters and book series). Click image to enlarge: Feel free to print out and use this in a notebook or clipboard.

Home Depot 40

Home Depot Evolve Re-use 2000 40

Family Balance Sheet

JANUARY 1, 2015

My husband and I make some financial goals at the start of every year. Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey. And 2015 is no different. I’ll go into more detail in an upcoming post.

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

JANUARY 17, 2018

I want to challenge myself to rethink our purchases by taking advantage of more cost effective solutions, like borrowing, buying second hand, or just making do with what we already have. We’ve paid off 4 loans, and we’re making an extra monthly payment to the final loan, a student loan. Choose Thrift First.

Financial Goals 113

Financial Goals Goals 2018 Debt 113