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Saving Your Pennies For A Rainy Day

Prairie Eco-Thrifter

Those gorgeous pair of skinny jeans that are on sale? Yes, but before you run out to buy them because they are on sale, ask yourself this “How many other pairs of jeans are in my closet?” Shop Sales. Cut coupons, go grocery shopping when your items are on sale, and you will save money. Saving money is essential.

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3 Simple Office Supplies for Smooth Tax Prep

Family Balance Sheet

This size seems to hold everything for me for the year and my husband grabs them when they are on sale through out the year at office supply stores. I do pass this folder along to my accountant for his review. This is a personal blog about my thoughts, experiences and ideas on personal finance and home mangagement.

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Emergency Funds: Emergencies Happen When You Least Expect It

Family Balance Sheet

There were months when our sales were HALF of what we would normally bring in. Three to six months living expenses used to be what the personal finance experts recommended, but in today's environment, maybe six months to a year is more prudent. It is not a spending account. Save it and forget about it.

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An Easy Way to Save for Irregular Expenses

For the Mommas

The term “sinking fund” was originally a business term used to designate a savings account where a corporation holds funds for the repayment of a debt in order to improve their liquidity. In personal finance, a sinking fund is a savings account that is designated specifically for an irregular expense.

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Create an Emergency Fund | 31 Days to Organize Your Finances

Family Balance Sheet

There were months when our sales were HALF of what we would normally bring in. Three to six months living expenses used to be what the personal finance experts recommended, but in today’s environment, maybe six months to a year is more prudent. An emergency fund is not a spending account. Absolutely!

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Keeping it Simple: Strategies for Financial Security

Prairie Eco-Thrifter

Take personal finances, for example; too many people over-think their finances, with the result that it all seems too hard. So we just give up on trying to control expenditure and saving. You are never in any doubt if you can afford that gorgeous jacket you saw on sale. This really is saving made simple!

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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

I learned to save money by watching my parents. (I I still remember saving my change as a kid so I could “shop” for books at yard sales.) Although my parents never specifically taught me about finances, they lived a frugal life by necessity. Now I wish those dollars had gone into our savings accounts.