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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

Box are some of my favorite authors) and I use the library to borrow both regular books and electronic resources. The photos included with this post are mainly from our travel adventures. One is travel; the other is outdoor gear and equipment. I love to read (Michael Connelly, Lee Child, Linda Castillo, Paul Doiron and C.J.

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How to Save on Rental Cars

Prairie Eco-Thrifter

The sales tax, plus the ongoing higher property tax and insurance are really turning him off – and the van does fine if we drive it locally or just for a few hours to the lake. Some rental companies will give you a lower rate and still not charge you for days you didn’t use in the week if you return it early.

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How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

Pre-coronavirus, we didn’t think twice about shaking a stranger’s hand, using the ATM keypad, or going to the grocery store without donning a hazmat suit. I have been using it ever since. I feel like going forward life will be known as Pre-Coronavirus and Post-Coronavirus , kind of like what happened after 9/11.

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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

What got us through financially? I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. I still use my spreadsheet to this day! I decided to use Dave Ramsey’s 7 Baby Steps as a guide and I wrote our first Debt Freedom Plan.

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Mortgage Calculator: How Much Can I Borrow?

Savings Corner

Down payment costs are just the beginning — you’ll also have to account for closing costs and ongoing homeowner expenses, like property taxes and insurance, and you’ll want to budget for maintenance costs. Consider the 28% rule, which states that mortgage payments shouldn’t be more than 28% of your pre-tax monthly income.