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Mortgage Refinancing: What Is It And How Does It Work?

Savings Corner

Key takeaways Refinancing replaces your current mortgage with a new one, adjusting the rate, term or both. With refinancing, you can change the loan type as well as your lender. Here’s how refinancing a mortgage works, the common options available to you and pros and cons to consider. What is refinancing?

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The High Cost of Speeding

Prairie Eco-Thrifter

Vehicle repair costs if you crash. Related posts: No Cost Refinancing – Pros and Cons. 4 High Impact Money Saving Tips. How to Save Money on Transport Costs. Possible decreased credit rating – costing you higher rates on any future loan you make. Possible court and legal costs if you fight the ticket.

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How To Get A Personal Loan In 8 Steps

Savings Corner

Whether you need money to pay for an unexpected hospital bill, an emergency car repair or to finance some much-needed home renovations , knowing how to get a personal loan will help make the application process as smooth as possible. Run the numbers Before taking out a loan, decide exactly how much you need to borrow.

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