Budgeting Goals January Saving 
Family Balance Sheet
JANUARY 20, 2023
Did you make 2023 financial goals ? We decided on one big audacious financial goal for the year, and it’s a doozy! The last time we wrote numbers-driven financial goals was 2019. That was the year that we made the goal of paying off the last of our non-mortgage debts and we achieved it by September of that year.
Family Balance Sheet
DECEMBER 29, 2020
Saving more money is one of the top resolutions that people make…after getting in shape and eating healthier. That is why I created Family Budget Spreadsheets — a bundle of spreadsheets that we personally use to plan and budget our money. I created a Monthly Budget spreadsheet because I like formulas.
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Family Balance Sheet
FEBRUARY 6, 2021
January 2021 was a month of extremes in my family’s finances. Found Money in January: $1681. I started donating plasma in January!!! A friend referred me and by the end of January, I made $591. I said goodbye to mini-van life in January when we traded in our 2007 Honda Odyssey for a 2018 Toyota Highlander.
Family Balance Sheet
JANUARY 31, 2020
Frugal Kitchen in January: Meal Plan. I started a new grocery shopping routine in January and it is working out splendidly! — We ate a lot of sweet potatoes in January. Related reading: How to Save Money on Groceries. In January, I transferred $26.75 from my Ibotta (grocery saving app). Meal Plan.
Family Balance Sheet
APRIL 11, 2020
Pre-coronavirus, I considered having 3 months of expenses saved in cash to be sufficient. Every night my first prayer is that this virus starts to mitigate, the curve flattens to a manageable level for our health care system, and lives are saved. Budget items we are temporarily stopping for now: EVERYTHING ELSE!
Family Balance Sheet
JANUARY 10, 2014
Are you spending more on groceries every month than your budget allows? Last year, I ran a monthly series, The Christmas Savings Club , that encouraged all of us to save monthly so that we could have a cash Christmas. Why YOU should participate in the Grocery Budget Challenge: 1. Are you an impulsive grocery shopper?
Family Balance Sheet
NOVEMBER 25, 2019
Today is the final meeting of the 2019 Christmas Savings Club! . On the 25th of every month from January to November in 2019, I held a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. My monthly savings goal was $100. It became a habit.
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