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How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

Pre-coronavirus, I considered having 3 months of expenses saved in cash to be sufficient. Every night my first prayer is that this virus starts to mitigate, the curve flattens to a manageable level for our health care system, and lives are saved. Budget items we are temporarily stopping for now: EVERYTHING ELSE!

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Choose Thrift First Challenge – January Meeting

Family Balance Sheet

In 2015 I’m challenging myself to rethink purchases by taking advantage of more cost effective solutions like borrowing, buying second hand, or just making do with what we already have. We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget.

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Introducing the 2015 Choose Thrift First Challenge

Family Balance Sheet

In 2013, The Christmas Savings Club encouraged all of us to save monthly so that we could have a cash Christmas. In 2014, the Grocery Budget Challenge encouraged us to keep our grocery spending in line and to be creative with our meal planning so that we do not over-spend. See you on Thursday, January 29.

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Our Big Financial Goal for 2016

Family Balance Sheet

We have more important things to do with our money besides sending a large portion of it to the creditors every month. We have a retirement to plan , our daughters’ college to save for, and many places to visit. We will continue to save for travel and it is already part of our budget. I think I’ll survive.

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Choose Thrift First | February Meeting

Family Balance Sheet

In 2015 I’m challenging myself to rethink purchases by taking advantage of more cost effective solutions like borrowing, buying second hand, or just making do with what we already have. We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. February Update.

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Take Control of Your Money in 2015

Family Balance Sheet

Every January 1, I get caught up in the hopeful feeling of the upcoming new year. My husband and I make some financial goals at the start of every year. Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey.

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Choose Thrift First – April Meeting

Family Balance Sheet

In 2015 I’m challenging myself to rethink purchases by taking advantage of more cost effective solutions like borrowing, buying second hand, or just making do with what we already have. We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget.

Thrifting 100