Family Balance Sheet
APRIL 9, 2021
We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. We agreed that credit card debt wasn’t very smart, but a car loan? But $1000 was not nearly enough money to cover sudden emergencies in both our home and business.
Family Balance Sheet
MAY 6, 2020
Our emergency fund. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We reduced our spending where we could, but the money to pay any shortfall each month came from our emergency fund.
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Family Balance Sheet
AUGUST 11, 2016
Start Saving for your Emergency Fund TODAY! If you are part of 70% of Generation X that has less than $1000 in personal savings account, start saving today for your emergency fund, whether it is the starter $1000 emergency fund that Dave Ramsey promotes, or it is 3-6 months of expenses. Where We Stand.
Saving With Shellie
NOVEMBER 29, 2013
That means (if you sign up today) you have until January 12 to make your purchases and you will get the money on January 17. Just in time to pay your credit card bill from Christmas When I took advantage of this offer a while back I just put $10 in the account. It’s free to open them and easy to manage.
Prairie Eco-Thrifter
OCTOBER 26, 2014
If you have the time, you can open a Swagbucks account and search the internet for points that can be traded in for gift cards, or you can take advantage of bank cash bonus offers if you open a credit card or checking account. You can also try taking surveys.
Family Balance Sheet
FEBRUARY 2, 2017
Maureen eliminated $79,000 of credit card and student loan debt less than 3 years. Chris and his wife made a financial goal to switch to an all cash lifestyle, instead of relying on credit cards. Jacki and her husband take the month of January to map out their goals for the year. Save for emergencies.
Family Balance Sheet
FEBRUARY 4, 2015
In January 2013 there was a blog post on Keeper of the Home that first awakened me to the concept of living debt free. I wasn’t comfortable keeping only $1,000 in an emergency fund with two little ones and just one income, so we didn’t follow that part of his plan. Read more about Shannon’s debt free journey.
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