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Planning for Christmas 2011

Family Balance Sheet

Does the sight of a Christmas tree make you want to hurl? Does it make you cringe to even think about Christmas? What makes me cringe is realizing how much we spent on Christmas in 2010. Since we use credit cards for almost all of our purchases, we are paying the bills now for our Christmas presents.

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Merry 6 Months Until Christmas! Start Planning Today.

Family Balance Sheet

90+ degrees.who wants to think about Christmas? If your holiday planning went smoothly last year then you might not feel any urgency to think about Christmas 2011, but if you overspent, shopped at the last minute and paid the price well into spring then you might want to rethink this year's strategy. Let us know in the comments.

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Find out How Chris & His Wife Paid off $52,000 in 7 Months

Family Balance Sheet

In 2011, Andrea and I were normal. Then one day it all came crashing in on us in February 2011. We played around with it for a few months and finally decided enough was enough – 11 months after buying our luxury car, we sold it and bought a used Kia. Today’s Debt Free Story is a guest post from Chris Peach.

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March Deposit To The Disney Fund | $307.55

Saving Everyday

Starting January 2012, we set up an automatic withdraw to a new “vacation savings account” of $25 a week. Having the ”vacation savings account” is like a back-up plan so we don’t feel strapped while we’re there. I haven’t cashed out since June of 2011 woohoo! and get $0.75

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Frugal decisions.

Finally Frugal

This, apparently, is due to the fact that individuals won't be paying into Social Security in 2011 (which, honestly, seems rather inadvisable given the sorry state of our Social Security system, but I'm not making the decisions in D.C., In any case, I came across an article with suggestions for how to use this windfall.

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