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Over 40 and Worried about Money? Start here!

Family Balance Sheet

They’re taking a gap year between high school and college. And in adulthood, they are stashing their incomes and living hyper-frugally to save for early retirement, instead of waiting to 65 to fulfill their dreams. This leaves not much left to save for retirement. Start Saving for your Emergency Fund TODAY!

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2019 Debt Freedom Plan Update

Family Balance Sheet

We still have a mortgage, however I feel like we can switch gears to be less focused on paying off debt and more focused on saving money, building our net worth and retirement, setting up a plan for college for our girls, and having some fun. 2 – Increase business emergency savings. DONE 2015. DONE – 6/1/2014.

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Our 2018 Financial Goals

Family Balance Sheet

2 – Save $10k in a savings account, specifically earmarked for medical expenses. We blew through our health savings account, and now need to save another $10k so we’re not caught off guard if another emergency were to happen. We’d like to start saving for it in 2018, if possible.

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The Best Time to Buy Anything During the Year – Details

Coupons Do Work

College Savings for College Savings Month : College supplies, incentives to open 529 savings plans, incentives to open college savings accounts (for parents and students). Other Items on Sale: Fresh-cut flowers and bikes. October is the time to buy Halloween items on sale.

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10 Savvy Ways to Save in the New Year

Saving Cents With Sense

I have 10 savvy ways to save in the new year, but before you become overwhelmed with the idea, read through these simple and easy tips. Before you know it, you will be saving more in 2015 and become a savvy shopper! 10 Savvy Ways to Save in the New Year. Pay yourself first with a savings account.

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10 Savvy Ways to Save in the New Year

Saving Cents With Sense

I have 10 savvy ways to save in the new year, but before you become overwhelmed with the idea, read through these simple and easy tips. Before you know it, you will be saving more in 2015 and become a savvy shopper! 10 Savvy Ways to Save in the New Year. Pay yourself first with a savings account.