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2019 Christmas Savings Club

Family Balance Sheet

How did you do with your Christmas spending in 2018? Did you use cash or put your purchases on a credit card? I get swayed too when I see the sales flyers for all of the pretty things. A credit Christmas equals: a “how are we going to pay for this” Christmas. Did you over spend? a stressful January and beyond.

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Christmas Savings Club | August September 2019

Family Balance Sheet

This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. In March, I added $70 in $1 bills that I had been setting aside for the past year. Last year, a friend of mine on Facebook shared that she saves $1 bills that have Federal Reserve letters that match the first letter of her kids’ names.

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Our Family Finances Update: January 2021

Family Balance Sheet

Found money can be found from various sources, such as rebates, refunds, online sales, or even the ground. Yep, I found a $20 bill last year on the beach! This money will go towards paying the actual medical bills from the injury. Found Money in January: $1681. I started donating plasma in January!!!

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Christmas Savings Club | October 2019

Family Balance Sheet

This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. In March, I added $70 in $1 bills that I had been setting aside for the past year. Last year, a friend of mine on Facebook shared that she saves $1 bills that have Federal Reserve letters that match the first letter of her kids’ names.

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How to Achieve Your Financial Goals (tips from the achievers)

Family Balance Sheet

Maureen eliminated $79,000 of credit card and student loan debt less than 3 years. Chris and his wife made a financial goal to switch to an all cash lifestyle, instead of relying on credit cards. The notes consisted of business loans and my husband’s student loan and we are projecting to be done in 2018.