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2019 Christmas Savings Club

Family Balance Sheet

How did you do with your Christmas spending in 2018? Did you use cash or put your purchases on a credit card? I get swayed too when I see the sales flyers for all of the pretty things. A credit Christmas equals: a “how are we going to pay for this” Christmas. Did you over spend? a stressful January and beyond.

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Our Family Finances Update: January 2021

Family Balance Sheet

Found money can be found from various sources, such as rebates, refunds, online sales, or even the ground. Credit cards are a tricky subject and we pay off the balance every month, so I will write more about this soon. Found Money in January: $1681. Yep, I found a $20 bill last year on the beach! We…took out a car loan.

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Christmas Savings Club | August September 2019

Family Balance Sheet

This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. In May, I made money from a yard sale and put $50 towards our Christmas savings. The goal is to use the money that you have on hand to pay for Christmas, and not resort to using credit cards. My monthly goal is $100.

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How to Achieve Your Financial Goals (tips from the achievers)

Family Balance Sheet

Maureen eliminated $79,000 of credit card and student loan debt less than 3 years. Chris and his wife made a financial goal to switch to an all cash lifestyle, instead of relying on credit cards. The notes consisted of business loans and my husband’s student loan and we are projecting to be done in 2018.

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Christmas Savings Club | October 2019

Family Balance Sheet

This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. In May, I made money from a yard sale and put $50 towards our Christmas savings. The goal is to use the money that you have on hand to pay for Christmas and not resort to using credit cards. My monthly goal is $100.

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