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2019 Christmas Savings Club

Family Balance Sheet

How did you do with your Christmas spending in 2018? Did you use cash or put your purchases on a credit card? I get swayed too when I see the sales flyers for all of the pretty things. A credit Christmas equals: a “how are we going to pay for this” Christmas. If not, make adjustments to the budget.

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How to Achieve Your Financial Goals (tips from the achievers)

Family Balance Sheet

His 2017 goal is to make $100,000 in online income. Maureen eliminated $79,000 of credit card and student loan debt less than 3 years. Chris and his wife made a financial goal to switch to an all cash lifestyle, instead of relying on credit cards. Make a commitment. . Make it visual.

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Our Family Finances Update: January 2021

Family Balance Sheet

Found money can be found from various sources, such as rebates, refunds, online sales, or even the ground. Credit cards are a tricky subject and we pay off the balance every month, so I will write more about this soon. Rest assured, I will not make this a habit though. Found Money in January: $1681.

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Christmas Savings Club | August September 2019

Family Balance Sheet

This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. In May, I made money from a yard sale and put $50 towards our Christmas savings. If you’ve been working all year to set aside money, now is a good time to review and update your Budget, and make a lot of notes on gift ideas.

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Christmas Savings Club | October 2019

Family Balance Sheet

This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. In May, I made money from a yard sale and put $50 towards our Christmas savings. If you’ve been working all year to set aside money, TODAY is a good time to start making notes on gift ideas, and review and update your Budget.

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