Family Balance Sheet

JANUARY 25, 2019

I promise I won’t start reciting Christmas carols, but while the holidays are still somewhat fresh in our minds, I think it would be a good idea to start planning for Christmas 2019. Did you use cash or put your purchases on a credit card? ” If they’re paying cash, life is good.

2019 100

2019 Club Christmas 2018 100

Saving Everyday

OCTOBER 15, 2019

Black Friday 2019 will be here before you know it! If you’re heading out this year, I’ve got some tips to help you save money and have as stress-free of a day as possible. Black Friday 2019. Plenty of cash and debit/credit cards. The ads for the stores you’re going to. Are you prepared?

2019 40

2019 Shopping Fridays Re-use 40

Family Balance Sheet

FEBRUARY 6, 2021

We think we’ll use the money towards summer vacation. We’re converting our basement to a family room area and the original family room (in the pic above) is becoming a home office. We’re converting our basement to a family room area and the original family room (in the pic above) is becoming a home office.

Finance 130

Finance January Family 2020 130

Couponing 101

MARCH 26, 2019

We are a quarter of the way through 2019, and that means it’s time to check in on those new year’s resolutions! So starting on April 1, I’m holding myself to a strict spending limit using the envelope budget method. Do not use a credit or debit card! Let me know in the comments!

Saving Money 88

Saving Money Money Used Budgeting 88

Family Balance Sheet

MAY 6, 2020

What got us through financially? I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. I still use my spreadsheet to this day! Our emergency fund. It was a lifesaver, a sanity saver, and a marriage saver.

Debt 130

Debt Emergency Fund 2007 2020 130

Couponing 101

NOVEMBER 18, 2019

After all, who has time to tally how much they’ve spent when they’re already hunting for the next great deal? Just watch the news around Thanksgiving, and you’re likely to see hordes of people lining up well in advance of when stores open. Know How You Will Use Items. Impulse buys can add up quickly.

Fridays 58

Fridays Re-use Budgeting Budget 58