Remove 2019 Remove Credit Cards Remove May Remove Re-use
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Create your debt freedom plan

Family Balance Sheet

We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. We agreed that credit card debt wasn’t very smart, but a car loan? Number 4 was knocked out in 2019. Currently, we’re working on steps 6, 7, and 8 simultaneously.

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Black Friday 2019 Shopping Tips to Help You Save

Saving Everyday

Black Friday 2019 will be here before you know it! If you’re heading out this year, I’ve got some tips to help you save money and have as stress-free of a day as possible. Black Friday 2019. Plenty of cash and debit/credit cards. The ads for the stores you’re going to. Are you prepared?

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5 Steps to Saving Money Using Just Envelopes

Couponing 101

We are a quarter of the way through 2019, and that means it’s time to check in on those new year’s resolutions! So starting on April 1, I’m holding myself to a strict spending limit using the envelope budget method. Do not use a credit or debit card! Let me know in the comments!

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How to Avoid Overspending on Black Friday

Couponing 101

For avid shoppers, Black Friday may be one of the highlights of the year. After all, who has time to tally how much they’ve spent when they’re already hunting for the next great deal? Just watch the news around Thanksgiving, and you’re likely to see hordes of people lining up well in advance of when stores open.

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