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Frugal February

Family Balance Sheet

One month down for 2019. We have only one financial goal for 2019 and we made some progress in January. So I am declaring a Frugal February. The goal of Frugal February is NOT to feel deprived, . but rather find creative ways to get through the month without unnecessary spending. Find free fun in Frugal February.

February 100
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Our 2023 Financial Goals

Family Balance Sheet

The last time we wrote numbers-driven financial goals was 2019. <<— Once we paid off our non-mortgage debts in 2019, we started saving some of the debt snowball money for college savings. By planning our expenses each month to predict cash flow, I hope to avoid impulsive purchases and reduce some spending.