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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

MAY 6, 2020

Our emergency fund. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We reduced our spending where we could, but the money to pay any shortfall each month came from our emergency fund. It kept me up at night.

Debt 130
Debt Emergency Fund 2007 2020 130
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How We Paid off Six Figures of Debt

Family Balance Sheet

JUNE 22, 2020

As part of his baby steps, he does not advocate contributing to retirement until after you’ve paid off non-mortgage debts and saved 3-6 months of expenses in an emergency fund. In 2020, we still use and are thankful for Medi-share. While our income has grown over the years, our home expenses have stayed the same.

Debt 130
Debt Health Insurance Insurance Budgeting 130
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