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The Best Investments For the Over 40s to Start Now

Prairie Eco-Thrifter

Make your goal to create an income from your investment. You purchase when the price is low and sell when it goes up, thus making a profit. For USA Investors An employer-matched 401k allows you to contribute up to $22,000 if you’re over 50; whatever amounts your employer adds to this is basically free money.

Taxes 187
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401(k) Calculator: Calculate Your Match & Future Balance

Savings Corner

Your contributions are made pre-tax, and they and your investment earnings grow tax-deferred. That means your investment earnings grow federally tax-free. If your employer offers up this free money, a good rule of thumb is to do everything you can to contribute enough to take advantage of it. Why should you use a 401(k)?

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Money and Life in Your Forties

Prairie Eco-Thrifter

Behind you are years and years of mastering the skills associated with your growing body; learning how to behave to get along in your society; hour upon hour in school being educated; days and months of becoming proficient in a trade or career; and seemingly endless hours of practical life experience at parenting and a myriad of other functions.

Money 100
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Carnival of Personal Finance #316- Family Edition

Prairie Eco-Thrifter

I know I sometimes get bogged down with too many options and I can take forever to make a decision. If we make effort we will succeed. Sometimes a charitable contribution can make a direct impact on your life and others. Your City or County May Have Free Money For You. Here in North America we can choose whatever we want.

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Meet a Reader | Kim from Iowa

The Frugal Girl

We are both naturally frugal and a bit introverted which makes it easier to save money. A couple years ago, my two teenage boys were no longer excited about making and decorating Christmas cookies. Growing up we tended to be a paycheck-to-paycheck family. My husband is an engineer and we’ve been married for 21 years.

Iowa 165
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Why We Left Traditional Health Insurance

Family Balance Sheet

In October 2003, I left a career as a department store buyer with a nice paycheck, paid vacation days, 401k match, profit sharing, and health benefits, to pursue a life of self employment with my husband where all of those things are up to us. I can’t believe it’s been that long. What were we going to do for health insurance?

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Totally Money Blog Carnival #18 – 6 Ways to Save Money Edition

Prairie Eco-Thrifter

Ramsay presents Borrowing From Your 401k. Among the many benefits afforded to many 401k participants is the ability to borrow funds from the account for personal purposes. Make sure that none of your credit cards are over 50 per cent of your utilization amount. Sometimes spending money just makes you feel good.