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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

After a pandemic-fueled, seller-benefitting boom — with bidding wars, inventory shortages and spiraling prices all over the country — the housing market began to cool down in 2022. Get started: Define your personal and financial goals. However, your own financial readiness is more important than the time of year.

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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

We all love outdoor activities, but we don’t all enjoy the same ones. A lot of blood, sweat, and tears were shed here, but we both agree that having no mortgage gave us a serious leg up on our retirement savings and other financial goals. Alan and I, by choice, bought land in an area with low property taxes.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. Write down any events/holidays/activities that will require funds for the month that you are planning, along with a projection of what you’ll need. Another way to think of a budget is a spending plan.

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