Motherhood Moments
JANUARY 24, 2023
Image via Unsplash It is true that the idea of buying a home continues to be the American dream, but one look at the real estate market will tell you that purchasing a property is getting more expensive all of the time. The higher your credit score, the lower your payment or interest rate.
Savings Corner
APRIL 4, 2024
But it’s a revolving debt that offers an amount of funds (a replenishable balance, similar to a credit card limit) tied to the level of equity in your home. Others use them to pay off high-interest credit card debt or other bills. $16 Debt-to-income (ratio): You’ll need an acceptable DTI to qualify for funding.
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Prairie Eco-Thrifter
NOVEMBER 25, 2012
In this article we will look at the pros and cons of saving and investing, as well as reducing debt, as a means of gaining financial security. If you decide to invest in real estate, precious metals or collectable items, the same situation applies as investment in the stock market. What About Debt?
Prairie Eco-Thrifter
APRIL 6, 2012
” Managing Debt. Jeremy Waller presents Do You Have What It Takes To Be Debt Free And Financially Successful? You see theres a reason that the majority of people are in debt. Theres a reason why the average amount of credit card debt per household is $15,956. Here are 5 steps to painlessly become debt free.
Savings Corner
APRIL 4, 2024
To find out whether your business can afford a loan, many lenders will use something called a debt service coverage ratio (DSCR). DSCR = annual net operating income / total annual debt, including principal and interest Many lenders won’t consider any business with a DSCR below 1.25, and the higher the number, the stronger you look.
Prairie Eco-Thrifter
MAY 10, 2012
’ Financial Planning Ashley presents Should I Get Married with Debt? KT presents In Debt Consider Paying Cash for Your Purchases posted at Personal Finance Journey , saying, “Are you in debt besides the mortgage? Do you have thousands of dollars worth of student loan debt and/or credit card debt?
Prairie Eco-Thrifter
OCTOBER 21, 2012
We take advantage of anything we can get if it is free or cheap, but do we need to? Kristen from My Dollar Plan reminds us Why You Should Tell Your Family About Your Debt. When you can’t fit all your investments into tax advantaged accounts, which investments should be given priority: stocks or bonds?”
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