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The Age Old Question: Should You Pay Off Debt or Save?

Penny Pinchin' Mom

Should you pay off debt or save? Advantages of Paying Off Debt From a purely financial point of view, it makes more sense to focus on debt payoff rather than directing available cash to a savings account. From a personal point of view, I much prefer living debt free.

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Find out How Acadia & Her Husband Paid off $97,000 in Student Loans

Family Balance Sheet

We only want to live with what we use on a regular basis and what supports our lifestyle. We now live in a small apartment, which has greatly reduced our monthly expenses. We used my husband’s gifts for architecture, design, and carpentry to our advantage. People who are intentionally living with less. Creativity.

Student 100