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Carnival of Personal Finance #316- Family Edition

Prairie Eco-Thrifter

Hello and welcome to the 316th Carnival of Personal Finance- Family Edition. Big Cajun Man from THE Canadian Personal Finance Site asks What is Your Financial Plan B? Ken from Spruce Up Your Finances asks Need A Down Payment For Your House? This week I am reminding you all about those special people in your life- your family.

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Best Private Student Loans and Current Rates

Savings Corner

You apply for a private student loan through a bank, credit union or online lender. Compare offers from multiple lenders including banks, credit unions, online companies and state-based lenders to find the lowest interest rate. You apply for a federal student loan by submitting the FAFSA. How do I choose a private college loan online?

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What Is National Financial Literacy Month?

Prairie Eco-Thrifter

Forty-one percent of adults in the United States gave themselves a grade of C, D, or F on their knowledge of personal finance (according to the 2011 Consumer Financial Literacy Survey Final Report of the National Foundation for Credit Counseling). How to Conduct an Effective Family Financial Analysis. Cooking to Financial Success.

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HELOC Vs Home Equity Loan: How Do They Work?

Savings Corner

Key takeaways Home equity loans and HELOCs are both financing tools that allow you to borrow against your ownership stake in your home. Home equity lines of credit (HELOCs) and home equity loans are two similar finance tools — methods of borrowing money against the ownership stake you have in your home. Home equity loan: What is it?

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Enter to Win $250 for Back to School + Free Credit Report

For the Mommas

Credit Sesame will help you manage your finances, and unlock your credit potential. Credit Sesame is a free online personal finance tool that gives consumers an easy way to monitor and manage their credit and loans all in one place and save money on debt. TD Bank : Read 10 Books & Earn $10.00. What does Credit Sesame do?

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Mourning the Loss of Privacy

Prairie Eco-Thrifter

Did you know a time when there weren’t cameras on every street corner and in every store, bank and business, clicking your picture and noting the time. (In MSNBC reported that “The federal government is allegedly compiling a database of telephone numbers dialed by Americans, and eavesdropping on U.S.

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Are You Heading for Financial Disaster?

Prairie Eco-Thrifter

Difficulty meeting basic family needs Counting on tax returns or pay increases to ease your financial situation Lying about spending or anything else to do with finances. I also find scheduling payments either online or with a teller at your bank works great at avoiding late fees and added interest. So, how did you do?