Saving Cents With Sense

JANUARY 1, 2016

I know many of you are in similar situations of needed to save, but wanting to pay off debt, and eventually be able to put money in savings. Through lay offs, new jobs, new schools, illness, and everything else involved with a family, we have had our ups and downs. Make a list (with coupons of course!)

Saving Money 40

Saving Money 2016 Money Pay Off Debt 40

Family Balance Sheet

AUGUST 5, 2015

I am a stay at home mom to 3 kiddos and a cockapoo named Otis. We live a pretty busy lives and when given free weekends at home we love spending time at home on our little farm. How much debt did you pay off? What kind of debt was it? Total, we paid off $175K in 2 years!! 130K in mortgage debt.

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

AUGUST 11, 2016

We charted out our course of action to pay off debts and start saving for retirement. At the time, I wasn’t sure how we were going to pay our monthly bills, so future plans like funding our retirement, our daughters’ college education, or a lavish vacation were not on my mind. Write these dreams down on paper.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

JANUARY 6, 2011

Instead pack a lunch and cook some simple meals at home for dinner. This savings can be directly applied towards your smaller debts such as credit and store cards in order to clear them more quickly. See where you can make cutbacks. Look at cutting back on little luxuries such as eating out at lunch each day or in the evenings.

Debt 113

Debt Finance Pay Off Debt Credit 113

Family Balance Sheet

JUNE 2, 2016

Of course, the British climate isn’t always kind, but I’m pleased to say the weather recently has been glorious and I’ve been making full use of it! This immediately let me slash a huge amount off my monthly spending – though of course it wasn’t much fun at the time! Yes, but not yet!

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

JANUARY 7, 2015

I’m a stay-at-home homeschooling mom to Annie (5), Andy (2), and Eli (2 months). Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? We took his Financial Peace course once before we were married and twice afterwards…and now Barry teaches it. Oh and toilet paper.

Debt Free 100

Debt Free Debt Budgeting Budget 100