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Family Vital Information Binder

Family Balance Sheet

I am my family’s office manager. Our Family Vital Info Binder contains all of our important-to-us info in one place and since I am the family office manager, my husband can use the binder to find anything he needs if I’m unavailable. Bank accounts. Credit cards. IT WAS TIME WELL SPENT!

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How to Start a Business in 15 Steps

Savings Corner

Here are the essential steps on how to start a business, from choosing the right business idea, creating a solid business plan and structuring your company to opening a business bank account and choosing the right accounting software. Apply for licenses and permits In general, restaurants need health inspections and liquor licenses.

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Personal Loans: Compare Top Lenders, Rates

Savings Corner

You can get a personal loan from a bank, credit union or online lender.Personal loan amounts are from $1,000 to $100,000, and they’re typically repaid over a term of two to seven years. To qualify you, lenders look at factors including your credit score, credit report and debt-to-income ratio. Find a co-applicant.

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How Long Should You Keep Financial Documents

Family Balance Sheet

Are your financial documents piled up in the corner of your office or under your desk? Bank Statements - One nice thing (among many) about the electronic age is that banks keep statements online up to a couple of years. Our personal bank has statements online all the way back to 2006.

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How I Organize My Paper Files and Filing Cabinet

Family Balance Sheet

And I still use a filing cabinet for my office papers, instead of scanning them onto the computer. Although, I don't bother keeping month end statements any more, because our banks have that information on line for the last 5 years. Major Category: Insurance - My sub-files are Auto, Health, Health Savings Account, Home-Owners, Life.

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Exclusive Stores Coupons

Teresa's Deals

Jos A Bank Coupons: UP to 70% Off. Bank’s current sale! Sign up for a PLACE credit card to earn rewards and savings with every purchase. When you sign up for PLACE card now through 9/7, you will receive a 25% discount off your purchase, and an additional 5% off your purchase everyday! Peapod Coupons: $20 Off $75.

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How to Freeze Your Credit

Savings Corner

While all three credit bureaus have slightly different requirements, here is the information you will generally need to provide: Depending on how you initiate the credit freeze — online, by phone or by mail — you might also need the following: Copy of your passport, driver’s license or military ID.

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