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How to Build your Emergency Fund

Family Balance Sheet

Do you have enough cash to cover them or would you have to rely on high-interest credit cards or a loan from your family? With little money in their bank accounts, these Americans couldn’t afford these unfortunate expenses without using a credit card or maybe relying on a loan from family and friends.

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Grocery Budget Challenge | February Meeting

Family Balance Sheet

February’s homework was to clean out and organize the refrigerator, freezer, and kitchen pantry. Maintaining order in the kitchen definitely makes meal planning easier and I feel more in control when everything is organized. Also my debit card got caught up in the Target breach of security. Please share in the comments.

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How to Build your Emergency Fund

Family Balance Sheet

Do you have enough cash to cover them or would you have to rely on high interest credit cards or a loan from family? With little money in their bank accounts, these Americans couldn’t afford these unfortunate expenses without using a credit card or maybe relying on a loan from family and friends.

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How to Save Money Fast – My Top 20 Tips

Penny Pinchin' Mom

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. Download Cash Back Apps Remember when I said you were going to need your credit cards at some point?

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HELOC Vs Home Equity Loan: How Do They Work?

Savings Corner

HELOCs (home equity lines of credit) come with variable interest rates and fluctuating monthly payments (like credit cards). Home equity lines of credit (HELOCs) and home equity loans are two similar finance tools — methods of borrowing money against the ownership stake you have in your home. HELOC: What is it?

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8 Ways to Save Money on Holiday Gifts

Couponing 101

But you don’t need to break the bank to give your friends and loved ones amazing gifts! If you watch like a hawk, you can often snag deals on popular items, like toys, TVs, tablets, cameras, kitchen items, clothing, and more! As your shopping list grows, so might your overwhelming sense of dread. Stack Savings. Shop Early.

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How to Save Money When Traveling

Saving Everyday

If you feel like a vacation is out of your reach, these tried-and-true ways to save money when traveling will help you get there without breaking the bank! To save money at home and keep some of your hard-earned dollars in the bank, we have some realistic ways to save money for you! Growing up, we didn’t have much.