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8 Action Steps for a Frugal February!

Family Balance Sheet

How are you doing with the financial goals you made for 2023? Unfortunately, many people abandon their New Year’s goals by mid-January and everything goes downhill from there. The goal of Frugal February is NOT to feel deprived, but rather to find creative ways to get through the month without unnecessary spending.

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10 Must-Know Personal Finance Tips for Moms’ Financial Success

Penny Pinchin' Mom

Have Specific Financial Goals Financial planning is the key to financial success. You need to have very specific financial goals; what do you need to achieve by which date? Tag team with a few friends who have the same financial goals as you, whether it’s a budgeting or a savings goal, and keep each other accountable.

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Christmas Savings Club | October 2019

Family Balance Sheet

My monthly goal is $100. Also, in February, I received a check of $45 from a family member who was reimbursing us from a group gift that we took care of over the holidays. Include gifts, decor, cards, postage, party planning and prep, and any other holiday expenses you can think of. Read: My Ebates Review.

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Christmas Savings Club | August September 2019

Family Balance Sheet

My monthly goal is $100. Also, in February, I received a check of $45 from a family member who was reimbursing us from a group gift that we took care of over the holidays. I like the online bank, Capital One 360, because it connects with your local checking account, but is not quickly assessable. Read: My Ebates Review.

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2019 Christmas Savings Club | February Meeting

Family Balance Sheet

It should include gifts, decor, Christmas cards and postage, holiday parties, gatherings–everything that is holiday related. My monthly goal is $100 and I’m happy to say I found the money this month. Find your monthly savings goal for March and any shortfall from February. How Did I Do in February?

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Christmas Savings Club | June 2019

Family Balance Sheet

My monthly goal is $100. Also, in February, I received a check of $45 from a family member who was reimbursing us from a group gift that we took care of over the holidays. I like the online bank, Capital One 360 (referral link) , because it connects with your local checking account, but is not quickly assessable.

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Frugal February

Family Balance Sheet

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. The goal of Frugal February is NOT to feel deprived, .

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