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How to Save Up for a Car Without Breaking the Bank

Penny Pinchin' Mom

The post How to Save Up for a Car Without Breaking the Bank appeared first on Penny Pinchin' Mom. Learning how to save up for a car is like learning how to save up for anything; it calls for discipline and a few financial tricks. Learning how to save up for a car without breaking the bank can now be somewhat difficult.

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How to Save Money From Salary Without Sacrificing Your Lifestyle

Penny Pinchin' Mom

It goes: 50% of your salary should go to your expenses and needs 30% should go towards what you want (a new car, a vacation, and all that) 20% should go towards your savings plan So, using this rule, 20% of everything you earn should go toward savings. However, this rule doesn’t apply to everyone.

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Why Save Money in a Low Interest Rate Environment?

Prairie Eco-Thrifter

Both are now old enough to open a bank savings account. I would go into the bank with my stubby little hands clutching my months worth of allowance (total of $1), deposit it and see the results right off printed in my book. Most of the time, the best we can expect from bank savings accounts has been from 2% to 5% before inflation.

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How this Couple Eliminated $180,000 of Debt in 12 Months!

Family Balance Sheet

He has paid a price to win with hard work and sacrifice to reach his goals, and I truly admire him for that. Knowing our bank account was empty, I was hoping that one of our maxed out credit cards would have enough room to get him $20 bucks worth of gas to get him to work the next day. If married, who initiated the debt free goal?

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Carnival of Personal Finance #384 – Time for a Laugh Edition

Prairie Eco-Thrifter

.” Dividend Growth Investor from Dividend Growth Investor shares how Dividend losers focus on excuses that prevent them from achieving their goals of financial freedom. Dividend Winners on the other hand, focus on creating specific goals, and the steps to make them a reality. Read and learn how to save some money.”

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What to Do With Money: A Mom’s Guide to Smart Money Management

Penny Pinchin' Mom

Set a Savings Goal “Do not save what is left after spending, but spend what is left after saving.” Set personal and financial goals for your savings. These are small loans you can easily pay off in no time, keeping your credit score and rating positive while also keeping you out of debt and your bank account in check.

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How to Freeze Your Credit

Savings Corner

Copy of tax documents, bank statements or utility bills. Primarily, you’ll need to unfreeze your credit if you’re applying for a new line of credit. Whether you’re in the market for a new car, mortgage, rental apartment or cell phone, your credit will be pulled by the lender to assess your ability to pay.

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