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9 Best IRA Accounts for December 2023

Savings Corner

Merrill Edge® Self-Directed Best for: Hands-off retirement savers Merrill Edge is a solid choice for those whose primary goal is to save for retirement, as the broker has copious resources on retirement and wealth planning. Otherwise, the annual robo-advisor fee is 0.30% for IRA accounts, which is still low compared with other brokers.

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How I Organize My Paper Files and Filing Cabinet

Family Balance Sheet

I haven't embraced a paper-free lifestyle yet. I still prefer a paper day planner over my google calendar. I prefer to read paper books over our e-reader. And I still use a filing cabinet for my office papers, instead of scanning them onto the computer. I filed our essential papers, but I wasn't purging at the same time.

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Financial Lessons for Kids that Actually Worked

Prairie Eco-Thrifter

And they will see that you put money aside in savings. Encourage them to save. Take them to the bank and let them see you make your deposits. Buy them a piggy bank and help them remember to feed it when they can. Let them open their own bank account. Take them into the bank.

Work 100
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6 Things I Learned When I Became an Investor

Prairie Eco-Thrifter

Aside from a couple of brief forays into non-bank type accounts in the eighties and one family investment club, my investing experience dates to the early 1990’s. We finally had enough income left over after paying expenses and saving for kids to attend college to start investing it. Record keeping is tedious.

Money 162
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Create a Personal Escrow Fund | 31 Days to Organize Your Finances

Family Balance Sheet

Our homeowners insurance and property taxes are not tied in with our mortgage so we receive those bills and are responsible for paying them instead of the bank that owns the mortgage. Get out a piece of paper and make a list of all your yearly, quarterly, non-monthly expenses. That used to be me. It was a horrible feeling.

Finance 100
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How to Simplify Your Life to Make it Better

Prairie Eco-Thrifter

You pick up a piece of paper and ask yourself these questions: Do I need to keep this? I managed to reduce the amount of paper on my desk to a very small pile, I shredded buckets of papers and trashed even more. I further simplified my life by making some changes to my banking. Do I need it on my work space?

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Over 40 and Worried about Money? Start here!

Family Balance Sheet

” Recently Go Banking Rates conducted two studies on savings rates with startling results. Almost 70% of Generation X have less than $1000 in personal savings account. *. of Generation X report a retirement savings account balance of $0.**. Write these dreams down on paper.